Credit Card Fraud - It does happen!

[mosteen 111]

It may be different from country to country, but here in Norway the burden of proof lays with the credit card issuer. If my card is emptied, I would refuse to pay the bill, send a claim and forget about it. If the issuer is unable to produce proof that I did the purchase, either by signature, IP-adress or via chip electronic signature, the issuer has a problem, not me.

 

I never use "debet"-cards though, those who deduct directly from my account, only true credtcards who send me a bill. Not that I would loose the money eventually, but just for the sake of not having my account emptied for then having to wait a few days to get the money back.

[simmerhead 885]

If you use ad blockers on AVSIM, then you are dooming us to shutdown. Why? Because that is how we generate revenue to keep this site available to you. If you aren't reading the ads and frequenting the stores, then you will be sentencing us and other flight sim sites to a very quick plug-pulling party. Your choice of course. Just another way it is getting harder and harder to supply sites like AVSIM. And I can assure you; I am not going back to the good ol days of me footing the bill for this site.

Sad to hear that. Trojans, hostile scripts, hacking of customer databases, spam e-mail, to name a few, is making it harder and harder to do anything serious over the Internet. I've been online since the late 1980s (BBS) and up until today viruses and hacking never happened to me.

[Johnny19 341]

My AMEX was also hacked recently, and a last few purchases were on fs stores (no names), and my card was used to buy an airplane ticket on Qatar airways. What an irony. Of course Amex called me to confirm the transaction, of course I denied it, my card was cancelled and the store is now being investigated.

 

 

 

Sent from my Lumia 900 using Tapatalk

[gandy 18]

kind of makes me glad my card has just expired and i have got a new one. wonder what store it is that some of you have had issues with.

[riccardo74 36]

 

And the same day my cc was hacked I buyed an app from Apple Store.

 

I don't know if there is a relation but I think probably is a web site related problem.

[riccardo74 36]

I had the same problem, my CC was emptied on Wednesday 15 oct, and recently I purchased from Flightsimstore.

 

The same day, beore fraud, I purchased an app from Apple Store. But I think the problem could be linked in flightsimstore purchase.

 

I have never had any problem before and purchased others addons from Flightsimstore, so I think they have no fault, maybe site was hacked.

 

 

[gandy 18]

flightsimstore uses a third party for transactions called eWAY but the chances are it could be any purchase you have made in the last few months. remember your cc details will be up for sale  for a while and it can take a while for a buyer to come along to buy those card details.

[Brenchen 51]

I do everything pretty much through PayPal these days, very secure I feel.

 

And given the system in aus, not only they give you a call if ur account was logged on from another country that you didn't register for, at any one time, the account used for any form of purchase I only have no more than $10 in it. Not only no money will get out of my bank account without my authorisation, but also nothing much to get out.

 

So guess the way I've chose I have a triple level failsafe.

 

Sent from my Nexus 4 using Tapatalk

 

 

[Guest]

 

 

is making it harder and harder to do anything serious over the Internet.

 

There is a LOT more truth in this than I think anyone wants to admit to ... I don't know what the future holds for "the internet" but I don't carry the same optimism that many do.  Which is a shame, because it had such great potential as a solution to a communications problem, but it has ultimately generated more problems than it's solved (piracy, fraud, no privacy, etc. etc.).  I don't know what's ultimately going to happen but I've been involved in enough security meetings to "feel" the sense of desperation, which is disconcerting to say the least.

 

The problem is in catching the criminals ... even if criminals are identified, because of the Internet's Global nature identification can be useless - can't really go to China, Russia, Somalia, Nigeria, India and demand one of their government staff be arrested and put in a US prison.  And you have to keep in mind that consumers are often the least cared about ... hence "just send them a new card" with an investigation that ultimately goes no where.

 

It's a big shame, there is so much potential for good that's being offset by the potential for bad ... and the good is losing the battle.

[NGXfanatic 85]

Knock on wood, I have never had my credit cards or bank accounts compromised.  I watch where I go on the net, and have Adblock (and now, noscript thanks to this post) installed in Firefox.   Regarding adblockers, Tom A. brings up an important point.  I make it a point to disable Adblock here, on Reddit, or any other site that serves a purpose important to me and derives a large proportion of their revenue from website advertising. 

 

As the sole user of my computer I can become complacent with browser and OS security, but a nasty virus attack that possibly installed a keylogger and other nasty spyware last December was a wake up call.   Also, a few friends and family have had their yahoo accounts hijacked, this seems to be a rising occurrence anywhere you look.  So I have learned from the experience and religiously backup my hard drives and certain folders with Acronis image backups to an external USB3.0 hard drive.  That is the single most important lesson I took from the virus attack, as I was forced to wipe and reinstall my OS and FSX drives and it took weeks to get back to where I was before.  Backup backup backup!

 

In this always on connected world, everyone must step up their game and remain ever vigilant against the malware threat, and the ever increasing occurrence of identity and password theft.   These are scary times folks.

[Mallard 195]

Interesting thread - I'm on my third Visa card in two weeks. Just a few days after my first and original card details were nicked my brand new replacemant card also came up with a transaction request from Nigeria and one from the UK. I only ever use the card for flightsim addons...

A repeated sweep of my computer for malware, trojans and viruses came out negative - I'm beginning to wonder if the site of one of the major stores might be involuntarily compromised?

 

Cheers

 

Mallard

[gandy 18]

Im really starting to wonder as well, makes me worried as my bank is to lazy to notify me of any issues, i think i will swap over to paypal for a while and only use stores that accept paypal.

[Guest]

 

 

I only ever use the card for flightsim addons...
A repeated sweep of my computer for malware, trojans and viruses came out negative - I'm beginning to wonder if the site of one of the major stores might be involuntarily compromised?

 

I hate to speculate, but that was my conclusion.

[simmerhead 885]

I know it was probably a flightsim store, but not which one sadly.

[Kerlix 99]

One morning I got 2 calls from an unknown phone number. They left a voicemail but I didn't bother listening to it. Later that day, my card was declined. So I went to check my CC balance and saw that someone had charged $2500+ to it. I started looking through the transactions and someone had purchased a bunch of iPhone cases/supplies and a MASSIVE amount of porn and "adult entertainment toys". I always thought that was a really weird thing for someone to steal a CC # for.

 

I realized that the 2 phone calls I had received were from my bank's fraud team. The purchases were all made within about 15 minutes so my bank locked my card.

 

The charges were reversed, but it still took about 3 weeks because I had to fill out paperwork they sent me, then get the money back, open an investigation, etc.