water effects in fs2004 not displaying

Hi,Am having a load of problems relating to water effects in fs2004.I have tried several downloads in order to get water reflection and have followed all instructions down to the last letter.Yet no matter what i do, all i seem to be able to get is the default FS2004 sea, dull and boring.I have been driven mad, by all indications that tell me that all i have done should mean the new textures are displayed, i have tried changing the display settings in fs2004 ..nothing.I cannot view water effects whatsoever. Is it my graphics card to blame or something in my system configuration that prevents me from seeing water effects?Is there known issues regarding my grapgics card,(a couple of the add ons suggested there may be?)I am using:Pentium 4 2.66ghz,512ddr ram,winxp sp2, nevidia geforce4 64mb mmx with agp 8.0x directx 9.0.I have also installed the update of flight simulator too.PLEASE HELP ME I AM CLOSE TO TEARS!!!!I would even go so far as to allow someone access to my pc remotely to do it for me or to check it out, i just dont know where the problem is.