Missing outside textures on initial load...

I have had the SR22 GTSX for about 4 or 5 months, recently the plane does not fully load in the sim for spot (outside) view.

I get missing textures (almost like the skeleton of a plaen in the air) and I can actually see the pilot through the gaps. This only happens on the first load of a saved flight, if I reload the flight, then the plane shows just fine.

I have set my My cfg to allow for both 2048 / 4096 size textures (always did). The only recent change to fsx is a increase my cloud density.

Please help...