I haven't noticed any help from Otto. I wind up setting the radios and generally doing everything along with flying the plane.Is there a setting I need to check? Fire Otto?

Otto can only fly planes with the MS auto-pilot technology. Are you flying aircraft such as the PSS aircraft for LDS series. Those aircraft plus a few more use a 3rd party auto-pilot technology which Otto can not handle. He can handle the radios but not the flying. Also check to make sure you have the auto-pilot turned on if you are flying the stock MS aircraft such as the B737-400.