Confirmed. Turning off UTX road traffic improved performance tremendously. It's still not perfect - some changes in road settings are probably called for - but at least I know where the issue is.
It's possible I'll have to make a personal choice about tradeoffs - as a low-and-slow (or sometimes low-and-fast, if it's a Spitfire), I like my road traffic. Helps bring the world to life. So I might need to swap back to Vector, where road traffic didn't cause me any performance problems, and live with the greater VAS demand. Am not sure if I'll do that, but it's a solvable problem.
The good news is that MT6 is off the hook.
So... today air traffic, tomorrow the roads... B)
Thanks, guys, for your help.