My only real world experience of icing was a long time ago, but I still remember it well. While I was doing my PPL, I got a chance at a ride in a King Air F90. The King Air crew was getting a check out and they wanted a full cabin. I scored a seat right behind the cockpit. Later, the crew were doing their top of decent checklist and asked if anti-ice was required. The check pilot gave a big nod and said yes!. The "you word not allowed" was silent but clear. I was confused. We were in the low 20's and the sky was essentially clear. There was a very wispy, scattered layer a few thousand feet below, but you could easily see through it, even at an angle. This was a nothing cloud. Why all the fuss? (BTW anti-ice in a King Air requires each pilot to pull a big metal lever into their groin, in addition to several switches)
Well, we sliced through that cloud in less than a second and it was as if someone took a bucket of white wash and threw it at the windshield. The view out front was completely obscured and even with the heated windshield it took several minutes to clear.
Always respect icing conditions.